Bear Grylls needs more money
Ever wondered how much money Bear Grylls makes? A lot, according to reports.
Argh, money is stressful, right? If you're anything like us, you're pretty much always in a bit of a panic about your bank account. Maybe you're trying to save for a deposit, maybe you're trying to file your own taxes, maybe you're just trying to budget between pay days. Whatever it is, money worries can keep you up at night.
To help ease a bit of that anxiety, we've collected some helpful tips, hacks, apps, podcasts and books for you to peruse. It should go without saying, though, that you can get proper professional advice if you want to do anything major with your dosh.
1. Do an inventory of your finances
Not knowing what state your bank account is in will only exacerbate your financial anxiety. Get informed and stay up to date with your statements so you can track your cash flow and at least know what your situation is.
2. Spend less than you make
This sounds like an obvious one, but it's a simple formula to remember for keeping your finances under control.
3. Listen to this new financial freedom podcast
Australian podcast queens Shameless Media have launched a brand new podcast called She's On The Money. It's hosted by millennial money expert Victoria Devine and the first episode is out now. It's full of non-scary, actually-helpful advice to help you get your money woes sorted. Get it however you usually get your poddies.
4. Pick up this money-making bible
If you need a little help understanding your attitude to money and working on, you know, making some more, you need to grab a copy of You're Not Broke You're Pre-Rich: How to streamline your finances, stay in control of your bank balance and have more ???. It's written by the founder of Vestpod, Emilie Bellet. The Finanical Times call it "a wise investment".
5. Start a "fuck-off" fund
Women can get stuck in relationships, jobs and living siutations if they don't have the financial freedom to leave. A couple years ago, Paulette Perhach wrote an essay about why every woman needs an emergency fund - or, what she called a "fuck-off fund". It's a special stash of money that you put aside for emergencies, like break-ups, job losses, bad landlords or anything from which you might need to escape.
6. Use this thrifty app to track your money and save, save, save
There are a lot of money-saving apps on the market, but this one is highly rated. Tandem helps you put aside little stashes of money, alerts you when money comes into your account and tells you if a bill is more expensive than it has been.
7. Open all those scary envelopes
If you're the kind of person who likes to ignore post from your bank, change your ways. Staying informed, reading statements and actually opening your important mail is really necessary if you're going to tame your financial anxiety.
8. Don't use a credit card if you don't have to
Apparently, credit cards tempt us to spend more on impulse purchases, possibly because it doesn't feel like real money. Experts suggest using a debit card or actual cash to remind you that you're spending your actual, hard-earned money.
9. Read this book by a bestselling money expert
Money: A User's Guide is a Sunday Times Bestseller - and with good reason. Money expert Laura Whateley covers just about everything you might need help with: pensions, student loans, renting, buying, saving, investing, shares, stock, love and mental health.
10. Get Monzo so you can keep an eye on your money
Not only will you get a bright pink bank card, you'll also be able to see every time you spend money, set a monthly budget, pay people easily and access helpful little summaries of where your money's going. Oh, and when you travel, you can get money out without fees.